Applies to: CFD
Short answer
Instant Standard gives you a funded CFD account straight away, with no evaluation and no profit target. Stay within a 3% daily loss and a 6% trailing drawdown. You can request a payout on demand after 5 profitable days, as long as you meet the 20% consistency rule. The profit split is 80%, or 90% with the add-on.
Key numbers
Profit target | None |
Max daily loss | 3% of starting balance |
Max drawdown | 6% trailing (locks at starting balance once you reach +6%) |
Minimum trading days | 5 days with at least 0.5% profit each |
Consistency | 20% (15% on $300K and $400K) |
Guardian Shield | Closes all trades at 1% floating loss |
Minimum hold time | 2 minutes |
Profit split | 80% (90% with add-on) |
Payouts | On demand; minimum $100 crypto, $500 Rise |
Leverage | FX 1:30, indices and commodities 1:10, crypto 1:2 |
Getting started
There's no evaluation. Once your account is issued, sign your Trader Agreement and you can start trading.
Risk limits
Maximum daily loss: 3%
Your daily loss limit is 3% of your starting balance, measured from whichever is higher at the 5:00 PM New York reset: your balance or your equity.
Floating profit at reset: on a $100K account with $2,000 floating profit, equity is $102,000, so equity can't drop below $99,000 the next day.
Floating loss at reset: with $2,000 floating loss, your $100,000 balance is higher, so equity can't drop below $97,000 the next day.
No open trades at reset: the limit is your closed balance minus 3% of your starting balance.
Maximum drawdown: 6% trailing
Your maximum drawdown trails 6% below your highest closed balance. Once your account reaches +6% profit, the drawdown locks at your starting balance and stops trailing. Drawdown includes closed profits and losses, swaps and commissions.
Example on $100K: you start with a daily limit of $97,000 and a max drawdown of $94,000. After making $5,000 (balance $105,000), the next day's daily limit is $102,000 and your max drawdown trails up to $99,000. Once you've made more than $6,000, your max drawdown locks at $100,000.
Guardian Shield
If your open trades reach a combined 1% floating loss, Guardian Shield will usually close all open trades. You can keep trading straight away, but there are consequences:
1st time: your profit split drops to 50% permanently.
2nd time: the account is permanently breached.
Example: on $100K with three open trades, if your combined floating loss reaches $1,000, all three are closed.
Payouts
Requirements
At least 5 trading days with 0.5% profit or more. They don't need to be consecutive.
Account above your starting balance.
Consistency rule met (see below).
No rule violations, and all positions closed.
Consistency rule: 20%
Within each payout period, your best day must be below 20% of your total profit. Until it is, the payout button stays unavailable. Your account isn't breached; you just keep trading. Example: with a $1,000 best day, you need at least $5,000 total profit. $300K and $400K accounts use a 15% consistency rule.
1% withdrawal buffer
Once you reach +6% and your drawdown locks at your starting balance, you must leave 1% of your starting balance in profit when you withdraw. You don't need to reach +6% to request a payout; the buffer only applies after the lock.
Exactly $6,000 profit on $100K: you can withdraw up to $5,000, leaving a $101,000 balance.
$8,000 profit and a $6,000 payout: your balance is $102,000, $2,000 above the locked drawdown.
Profit split and caps
80% profit split, or 90% with the add-on bought at checkout.
On $200K, $300K and $400K accounts, your first two payouts are capped at $10,000 each. After that, there's no cap.
Trading rules
News: don't open or close trades from 5 minutes before to 5 minutes after high-impact news on affected instruments. See CFD news trading rules.
Tick scalping: hold each trade for at least 2 minutes. Trades closed sooner may be flagged.
Overnight and weekends: allowed.
Expert Advisors: allowed, if they're your own setup. VPNs and VPS are allowed, but not to get around copy trading, group trading or signal rules.
Copy trading: only between accounts you legally own, including your own external accounts.
Stop losses: not mandatory, but you're responsible for staying within the rules.