Quick Overview
Profit Target: None (Instant acess)
Maximum Daily Drawdown: 3% of initial balance
Maximum Overall Drawdown: 6% (trailing)
Minimum Trading Days: 5 profitable days
Profit Split: 80% (Optional 90% add-on available)
Payout Frequency: Instant Payout (On-demand)
Minimum Withdrawal: $100 via Crypto | $500 via Rise
Consistency : 20%
News Trading: Allowed during challenge phases | Restricted 5 minutes before and after around high-impact news on funded accounts
Tick Scalping Rule: Minimum holding time of 2 minutes
Overnight & Weekend Holding: Allowed
Expert Advisors (EAs): Allowed
Copy Trading: Allowed only between accounts legally owned by you
Guardian Shield (Funded Only): Auto-closes trades at 1% floating loss
Payout Processing: Within 24 business hours
Overview of Instant account rules
Blue Guardian’s Instant Account gives traders immediate access to a funded account with no evaluation phase, allowing you to start trading right away while following all trading rules and risk management requirements.
Below is a complete overview of the rules, trading conditions, and payout requirements for the Instant model.
Profit Target
With the Instant Account, there is no profit target or evaluation phase. Traders receive immediate access to a funded account and can begin trading right away.
To begin trading, traders are only required to sign their Trader Agreement/Contract once the account is issued.
Drawdown Limits
Maximum Daily Loss
The maximum daily loss is limited to 3% of the initial account balance.
This value resets daily at 5pm EST and is calculated using the higher value between the account balance or equity at the time of the reset.
We calculate daily drawdown as follows: Upon the 5pm Est day change, we will take the higher figure of either the account balance or account equity and subtract a fixed 3% of the initial balance from the higher value as the daily loss limit for the new day. It is the maximum amount of loss allowed within a single trading day, which the account will be breached when daily loss exceeds this level.
Example 1:
On a 100K Account, if at 5pm EST you have an open trade with a floating profit of $2,000, your account equity will be 102K. With a 3% daily drawdown, the equity cannot drop below $97,000 ($102,000 - $3,000 = $99,000) on the next trading day.
Example 2:
If on a 100K Account at 5pm EST you have an open trade with a floating loss of -$2,000, your account equity will be $98,000. Because your $100K balance is higher than your $98,000 equity, your daily drawdown limit of $3,000 will be calculated on a $100K balance. This means for the next trading day, the equity cannot drop below $97,000 ($100,000 - $3000 = $97,000).
Example 3:
If there are no open trades at 5pm EST, the daily drawdown will be 3% of whatever the closed balance is.
Maximum Overall Drawdown (Trailing)
Instant maximum drawdown will remain at 6% trailing of your Highest Watermark Closing Trade made. If your account reaches 6% of your Initial balance your trailing Drawdown will lock in at your starting balance.
Once your Drawdown is locked in at your starting balance we add a fixed 1% buffer on the account. This way you cannot withdraw all the profit and breach your account.
Example 1: You have a 100k account. Your Daily drawdown is a fixed 3% and your Max Trailing is 6%. Your Daily drawdown level is $97,000 and your Max trailing is $94,000. If you make $8,000 profit, once your account has made over 6% of the Initial balance your Trailing now locks in at $100,000. It no longer trails. Drawdown includes profits and losses from closed positions, swap fees and commissions
Example 2: You start out with a 100k account. Your Daily drawdown is 3% and your Max Trailing is 6%. Your Daily drawdown level is $97,000 and your Max Trailing is $94,000. Lets say you make $5,000 profit. This puts your account at $105,000. The next day your Daily drawdown will be $105,000- $3000 = $102,000. Your Max trailing drawdown is $105,000-$6,000 = $99,000. Your new Max trailing drawdown is $99,000 because it trails from your highest recorded balance which was $105,000.
Daily drawdown will reset each Day at 5PM EST. Max Trailing will always be from Highest recorded balance unless you achieve 6% from your Initial balance.
Minimum Trading Days
To pass the evaluation, traders must complete at least 5 trading days.
A trading day is counted on any day where at least 0.5% profit is achieved. The trading days do not need to be consecutive.
News Trading Rule
For trades executed on your instant standard Account, please refrain from Opening/Closing trades 5 minutes before and 5 minutes after red folder (high-impact) news events. Any profits earned during this time or significantly influenced by news events will be subject to removal, without any account violation this also extends to trades that are maliciously attempting to bypass rule.
Additionally, please refrain from Opening/Closing trades 5 minutes before and 5 minutes after FOMC speeches, statements, and news events on Funded accounts. Any trades involving FOMC events will be subject to profit removal, as well.
We do not allow news trading on instant standard accounts purchased after 13th November 2025.
Stop Loss Rules
Stop Loss is not mandatory, but traders are fully responsible for managing their risk and staying within the account rules at all times.
Can I use copy trading or trade copiers?
Blue Guardian does not provide a built-in copy trading system, but traders may use third-party trade copier software as long as it complies with our rules.
Allowed:
Copy trading between your own Blue Guardian accounts
Copy trading between your own Evaluation and Funded accounts
Copy trading between your Blue Guardian account and your own external accounts
Not Allowed:
Copying trades from another trader’s account
Using trade copiers with accounts not legally owned by you
Allowing third parties to manage or execute trades on your behalf
All copied trades must only occur between accounts legally owned by the same account holder.
Expert Advisors (EAs)
EAs are allowed. You may use EAs (Expert Advisors) that you setup to suit your own strategy or trading style.
While VPNs and VPS are allowed, using either service to bypass rules related to copy trading, group trading, or signal trading is strictly prohibited. If you are found misusing these services in violation of your contract or our Terms of Use, your account will be failed and terminated.
Tick Scalping
The minimum holding time is 2 minutes. If a trade is closed in under 2 minutes, it may be flagged for tick scalping, which is against our trading rules.
Can I hold overnight & trade over weekends?
We have no restrictions on holding trades over night or the weekend on all account types.
Consistency Rules
A consistency rule of 20% applies. This stipulates, one trading day can not be greater than or equal to 20% of the total profits made. When the profits of one trading day equals or is greater than 20% of total profits made that payout period, the PAYOUT REQUEST button will be unavailable until the highest profit trading day falls below 20% of total profits made on that account within that particular period.
What if I make more than 20% of my total PnL in one day? Will that breach my account?
Your account will not be breached/terminated if you violate the 20% rule. However, you are required to continue trading and make more profits until the highest profit trading day falls below 20% of total profits. For example, if you make $1,000 in one trading day, you will at least need to reach $5,000 in total profits within that period in order to request a payout.
What is the Guardian Shield?
Our analysis shows that exceeding the Maximum Daily Drawdown is the main cause of account breaches, accounting for over 73% of all breaches. Our most profitable traders are those who cut losses quickly and let winning trades run. The Guardian Shield encourages proper risk management for consistent profitability.
Instant Accounts:
If your PnL on open trades reaches a 1% loss, Guardian Shield will, in most cases, automatically close all open trades for all symbols. This is a soft breach, and you may immediately begin trading afterward.
Example:
You have a balance of $100,000 funded account and 3 open trades. Your open PnL reaches a total loss of $1,000 (1%). The Guardian Shield will automatically close all trades. You can continue trading as you like afterwards.
Guardian Shield is an important risk management tool that helps prevent traders from blowing their funded accounts, and ultimately helps create more consistent profits with increased risk management.
Guardian Shield Breach Consequences:
• 1st Breach: Profit split reduced to 50%.
• 2nd Breach: The account is permanently breached.
Important Notice: The Guardian Shield does not reset once triggered and the profit split cannot be reinstated. These changes are permanent and cannot be reversed.
Withdrawal Buffer Rules
Instant Standard includes a 1% withdrawal buffer, which is activated once the account reaches 6% profit and the trailing drawdown locks at breakeven. Once the account reaches 6% profit, a 1% buffer of the initial balance must remain in the account when requesting a payout.
Key points:
🔹 Minimum withdrawal amount: $100
🔹 Traders are not required to reach 6% profit before requesting a payout. Payouts can be requested at any time, provided all withdrawal rules are met.
This buffer is in place to prevent traders from withdrawing the full available drawdown and unintentionally breaching their account.
How does Instant Drawdown affect payouts?
On Instant accounts, the Maximum Drawdown is a 6% trailing drawdown based on your highest closed balance (High Watermark).
Once your account reaches 6% profit from the initial balance, the trailing drawdown will lock at your starting balance. At this stage, a 1% fixed buffer applies, meaning you cannot withdraw all profits and leave the account at the locked drawdown level.
Examples:
Example 1
You start with a $100,000 account.
Daily Drawdown: $96,000
Max Trailing Drawdown: $94,000
You make $8,000 profit and request a $6,000 payout.
Since you achieved 6%, your max drawdown locks at $100,000. After withdrawal, your balance is $102,000, leaving you with only 2% buffer before breaching.
Example 2
You make $15,000 profit and request an $8,000 payout.
Your drawdown locks at $100,000, and after payout your balance is $107,000, leaving you with a $7,000 buffer.
Example 3
You make exactly $6,000 profit.
Because of the 1% fixed buffer rule, the maximum you can withdraw is $5,000. This leaves your balance at $101,000, while your drawdown remains locked at $100,000.
Rewards and Payout Structure
Profit Split
Funded traders receive a 80% profit split.
Example:
If a trader earns $5,000 in profit, the payout would be:
Trader receives $4,000
Firm receives $1,000
Optional upgrade available at checkout:
90% Profit Split Add-On
Withdrawal Condition & Eligibility Requirements
To request a payout, traders must:
Complete the minimum trading days requirement
Maintain the account above the initial balance
Consistency rule below 20%
Have no rule violations
Ensure all positions are closed before submitting a payout request
Payout Schedule
Payout Frequency: Instant Payout
Processing Time: 24 business hours
Withdrawal Methods: Rise or Crypto
Minimum Withdrawl : $100 via crypto and $500 via rise
24-Hour Payout Guarantee
At Blue Guardian, payouts are processed within 24 business hours.
If your payout exceeds this timeframe, you will receive 100% profit share on that payout as part of our payout guarantee.
Exceptions:
The payout guarantee does not apply in cases involving:
Weekends or bank holidays
Compliance checks or risk reviews
Delays in Rise onboarding or pending trader response
